Free Debt Consolidation Services

We will help you legally eliminate your credit card debt and reduce your monthly bill payments. Do you want to lower your total monthly payments? We provide two economical solutions to help reduce your debt quickly: free debt consolidation loans or a home equity loan.

Do you feel like you are being buried by credit cards, auto loans, payday loans and other debt each month? You are not the only one. The average American has $30,000 in outstanding debt that causes them to live from paycheck to paycheck. If you want to pay off your debt quicker, it is a good idea to consider consolidating all of your debt into one lump sum. Then making monthly installments payments to finally eliminate the entire balance.

Lower your monthly debt payments by up to 55% plus eliminate unnecessary overlimit charges, late payment fees and lower your interest charges. Consolidate all of your credit card and loan payments into one bill with a lower monthly payment. Apply online for a debt consolidation loan and get started on the path to financial freedom by paying off your credit cards, loans and large bills. 

US Debt Consolidation offers complete credit services to legally reduce and eliminate your unsecured credit card debt and cut back your outstanding monthly expenses and bills with a convenient, low interest debt consolidation loan. Get the Relief You Need Today!

Debt consolidation is one of the best methods to minimize your monthly payments while satisfying all of your credit obligations without incurring even more debt. However it only works with unsecured debts like credit cards, payday loans, medical bills and student loans. We have over 10 years of experience in the field and we deal with large and small creditors at a personal level allowing you to be better represented. The result is that creditors are more willing to extend favorable terms to our clients.

We will help to reduce the amount of your personal debt by negotiating with your creditors to arrange for lower payoff amounts and consolidating all outstanding balances into one loan. Then you can slowly pay down your unpaid bills in monthly installments at a rate that you can afford.

We do not require that you have perfect credit in order to consolidate. We provide our services for individuals who are struggling with their debts. Our partner financial institutions may provide a higher interest rate to a person with bad credit, but generally less than credit card interest rates. Plus the overall savings of one monthly payment and one interest rate are well worth it.


Credit Report Online See Your Credit Report in Under 1 Minute! See what is listed on your personal credit file and get a list of all the negative items that are lowering your credit score.

Lowest Interest Rate Credit Cards Apply for the credit card with the lowest APR and start saving money on your purchases.

Get the lowest fixed interest rates for your debt consolidation or home equity loan for paying off some bills.

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Find out the details about how we can help you straighten out your financial situation and lower your credit card debt almost immediately. We are experts in the field of legally eliminating large credit card debt. Use our experience to get the best deal with your creditors.